Insurance Comedy Quotes

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BLZeebub
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Joined: Fri Mar 02, 2018 7:38 am
Location: Kent

Re: Insurance Comedy Quotes

Post by BLZeebub » Fri Jun 29, 2018 2:50 pm

Madatter wrote:
Fri Jun 29, 2018 2:46 pm
My old car was worth jack sh#t so I thought I'd just go third party, they wanted £255 it was only £258 fully comp.
I've seen that before where TPFT is slightly cheaper than Fully Comp. I'm guessing they don't want the business for some reason. SIlly thing is, i'm now paying about £100 more for a nearly new car compared to my 53 plate 195000 mile old banger!
MY17 All Black R-Sport 180D AWD with some gadgets. B-)


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147daytona
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Joined: Fri Jul 08, 2016 8:50 pm
Location: Lowestoft, UK

Re: Insurance Comedy Quotes

Post by 147daytona » Fri Jun 29, 2018 4:35 pm

A few years ago I traded an Audi A5 2.0D for a S5 4.2 V8 and the insurance actually went down :o :o
MY17 240 R-Sport, IRR, Black Pack, Park Pack, Cold Climate Pack, 19" Twin 5 Spokes, Jet/Red Interior, 10 Way + Lumbar, Split Rear Seat, ICT Pro, Illuminated Tread Plates, Configurable Mood Lighting, Alloy Paddles & Pedals, Homelink, Spare Wheel.


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Madatter
Posts: 200
Joined: Sun May 27, 2018 5:11 pm
Location: Mansfield

Re: Insurance Comedy Quotes

Post by Madatter » Fri Jun 29, 2018 8:24 pm

BLZeebub wrote:
Fri Jun 29, 2018 2:50 pm
Madatter wrote:
Fri Jun 29, 2018 2:46 pm
My old car was worth jack sh#t so I thought I'd just go third party, they wanted £255 it was only £258 fully comp.
I've seen that before where TPFT is slightly cheaper than Fully Comp. I'm guessing they don't want the business for some reason. SIlly thing is, i'm now paying about £100 more for a nearly new car compared to my 53 plate 195000 mile old banger!
2005 Mondeo 112000, £268 , 2017 XE 10000 £299. They did offer me £100 Px for the Mondeo lol
XE 2.0TD MY16 ULTIMATE BLACK Prestige, Cold Climate Pack, Parking Pack, Pan Roof, Waste of Space WiFi. Extra Wheel in the boot. (And a towbar)


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BRC
Posts: 198
Joined: Mon Jun 25, 2018 8:01 pm
Location: Surrey

Re: Insurance Comedy Quotes

Post by BRC » Fri Jun 29, 2018 9:01 pm

PaulC wrote:
Thu May 17, 2018 11:13 am

They all use different parameters depending on how their software is set up. I was told that the reasoning behind the car parked in the street thing is that Mr Thief doesn't know which house to break into for the keys.
Another good one is how much mileage you declare in a year. The lower it is, the higher the premium as you are not getting enough practise in :lol: :lol: :lol:
Reminds me when my daughter had her car broken into and she was advised he premium would increase up even though she made no claim because.... wait for it.... reporting the damage in itself made the area a "black spot" for crime, FFS Insureres make it up as they go along.
Needless to say we ditched that insurer and found a far better deal eleswhere. Regretfully I too now regard insurers with contempt in the same way they regard my loyalty with contempt. Thankfully it is easy to use the compare web sites and more often than not that's just the starting point to getting a preferential deal.


Thorn
Posts: 286
Joined: Sat Nov 25, 2017 4:42 pm
Location: Leeds

Re: Insurance Comedy Quotes

Post by Thorn » Fri Jun 29, 2018 10:18 pm

I got an online quote from Admiral when I came to renew my Volvo insurance three year ago. Then I added my wife’s car. It was cheaper to insure both cars with them than just mine. I phoned them to confirm this. I still can’t understand why, but we went with them.


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myquest
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Joined: Sun Mar 19, 2017 7:13 pm

Re: Insurance Comedy Quotes

Post by myquest » Sat Jun 30, 2018 8:33 am

I always nominate my wife as additional driver and tell the insurance companies that although licenced (English spelling, dudes!), she doesn't drive anymore; yet they still give a reduced premium because "She could in an emergency" they say.
I asked my wife what she would do if I suffered a heart attack whilst driving, she replied, "Watch you die, I guess"
Sigh....
XE-S. MY17. Usual stuff.


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HaloJones
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Location: Sarf-East London

Re: Insurance Comedy Quotes

Post by HaloJones » Sat Jun 30, 2018 12:31 pm

My wife has a moped and has only done 5000 miles in 9 years. This year her existing company tried to increase her annual insurance from £148 to £995. They claimed that was the best they could find but five minutes on a comparison site and I found one for £180. What is it with these charlatans? If you don't want my business, just say so!
Ultimate Black Portfolio 240 Petrol, Chrome Window Surrounds, Templar 18", Oyster Interior


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XES Owner
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Joined: Thu Apr 09, 2015 2:50 am
Location: East Anglia

Re: Insurance Comedy Quotes

Post by XES Owner » Mon Jul 02, 2018 11:13 pm

I made a post earlier in this thread about SAGA. I now withdraw the comments.
Last 12 months £375 - Renewal for coming 12 months £505. Another comedy quote? Phoned them and asked if they didn't want my custom why not just say so !! Anyhow they offered to reduce it to £430.
Well what do you know - Comparison websites have done it again. Entered my details and received 50+ quotes cheaper than SAGA's first offer.
Finally ended up with One Call £262.
Now here's the point of my post, After entering my details in the comparison website I didn't close it down but used another tab to interrogate another comparison website. What do you know One Call showed up as £279 !! Opened another tab and checked the first comparison website again - unbelievable it had increased to £279.
So went back to the first tab and it still showed £262, so proceeded and my application was accepted.
Lesson I've learnt: Hold onto what you think is the best quote (even saving the tab as a favourite) and carry on researching quotes. That way you can always retrieve what you think is the best quote and then go forward with an application.
I know that Insurance companies are always reviewing their policies and quotes, but changing a quoted price at 10pm within minutes has got to take the 'biscuit'. :o :!:


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